Robert R. Rowley PS

Attorney at Law


Author: Robert R. Rowley PS

Top 10 ways to strengthen your purchase offer and beat out competing buyers | Inman News

Top 10 ways to strengthen your purchase offer and beat out competing buyers | Inman News

Top 10 ways to strengthen your purchase offer and beat out competing buyers Going above the asking price doesn’t always sweeten the deal This post by real estate agent Janna Scharf, of Keller Williams Realty Coeur d’Alene, was originally posted on ActiveRain. I just finished up with my fortunate seller client who had the difficult […]

Read More

Future looks promising after boom year for Spokane area construction

Future looks promising after boom year for Spokane area construction

Last year, the city of Spokane set a record for the dollar value of the building permits issued at $538 million. Even if you take Walt Worthy’s downtown hotel out of the equation – permitted at a value of $135 million – 2013 was a genuine boom year for people deciding to invest in construction […]

Read More

FICO will now stop including in its FICO credit-score calculations any record of a consumer failing to pay a bill if the bill has been paid or settled with a collection agency

FICO will now stop including in its FICO credit-score calculations any record of a consumer failing to pay a bill if the bill has been paid or settled with a collection agency

  Changes Could Lead to More Bank Lending, Easier Credit for Some Consumers By ANNAMARIA ANDRIOTIS – Wall Street Journal Updated Aug. 7, 2014 7:54 p.m. ET   Fair Isaac Corp. said Thursday that it will stop including in its FICO credit-score calculations any record of a consumer failing to pay a bill if the […]

Read More

An American Family’s Net Worth – Homeownership Matters

An American Family’s Net Worth – Homeownership Matters

A recent Federal Reserve report stated that the average American family has a net worth of $77,300.  Of that net worth (61.4%) or $47,500 of it is in home equity.  A homeowner’s net worth is over thirty times greater than that of a renter.  The average homeowner has a net worth of $174,500 while the […]

Read More

6 Tips for Young Professionals Flustered by Small Talk | Entrepreneur.com

6 Tips for Young Professionals Flustered by Small Talk | Entrepreneur.com

College graduates today are the most tech-savvy generation to ever enter the workforce. While knowledge of the latest and greatest devices can be a tremendous asset to landing a job, it’s also proving to be a hindrance. Graduates today too often use technology as a replacement for essential communication skills that are still coveted by […]

Read More

Parents With Disabled Children Might Need More Than a Will

Parents With Disabled Children Might Need More Than a Will

        The will is the foundation of any estate plan. It details who gets what and names guardians for minors (and sometimes adult children with disabilities). If you die “intestate,” without a will, the state will decide these things for you. Some people also create trusts within their wills for the benefit […]

Read More

Spokane County Overall Apartment Vacancy Rate

Spokane County Overall Apartment Vacancy Rate

      This indicator measures the availability of apartment housing. The rate of apartment vacancies is due to several forces: changes in the supply of apartments, changes in the number of people seeking apartments, as well as a “frictional” level of empty apartments due to a timing gap between move-outs and move-ins. The apartment […]

Read More

Spokane County Homeownership Rates by Income

Spokane County Homeownership Rates by Income

Why is this important? How income levels affect rates of home ownership is an indicator of housing affordability and security within Spokane County. For most U.S. families, the home is the greatest asset in their portfolio. A recent study commissioned by the Consumer Federation of America and Fannie Mae concluded that homeownership is the main […]

Read More

The Term “Golden Years” Was Coined In 1959 As An Advertising Pitch For Sun City

The Term “Golden Years” Was Coined In 1959 As An Advertising Pitch For Sun City

When you hear the phrase “the golden years,” there’s no mistaking the topic. You’re talking about retirement. A time of relaxation and leisure. The crowning achievement of a lifetime of hard work. A time to travel, play golf, take up a hobby, and make time for the grandkids. A time for anything but work. This […]

Read More

Welcome to drone school. Please don’t fly any drones.

Welcome to drone school. Please don’t fly any drones.

 A quadcopter lifted off at the University of Missouri last year—before the school got a letter from the FAA saying it violated agency policy. Capitalizing on an anticipated boom in the unmanned-aircraft industry, several U.S. universities and colleges are launching training programs for future drone pilots. The problem: the Federal Aviation Administration says its rules […]

Read More