In the first quarter of 2014, 4.42% of Washington mortgages were 60 or more days delinquent, and servicers had begun 4,181 foreclosure starts.
Data recently released shows that the number of delinquencies and foreclosure starts in Washington State is continuing to decline as the economy improves and Washingtonians enter repayment, modification, and refinance programs offered by the mortgage servicers. Washington is below the national average in terms of delinquencies, and the number of completed foreclosures in Washington dropped […]
Multi-Family (5+ Units) transactions for Spokane County for the first two quarters of 2013 and 2014
Washington Court – Bank Wins Even If Bank Allegedly Told A Homeowner To Stop Making Payments On Their Home Loan In Order To Get A Loan Modification
Fairly routine decision. No surprises here. ANICE GEARY (Formerly Known as Valli), Appellant, v. ING BANK, FSB, a Delaware corporation; AURORA LOAN SERVICES LLC, a Washington Limited Liability Company; QUALITY LOAN SERVICE CORPORATION OF WASHINGTON, a Washington Corporation; ONE OR MORE INDIVIDUALS OR ENTITIES YET UNKNOWN, Respondents. ING BANK, FSB, a Delaware corporation, […]
When Can I Get A New Loan And When Is A Foreclosure Removed from Your Credit Report
FHA Fannie Mae Freddie Mac Foreclosure •3-year wait. •7-year wait from the completed foreclosure sale date. •3-year wait if borrower can show extenuating circumstances (additional underwriting requirements apply for 4 years after 3-year waiting period). •7-year wait for a second home, investment opportunity, or cash-out refinancing. •5-year wait from the completed foreclosure sale date. […]
The average annual household charitable contribution is $2,9742
Charitable Giving Statistics Individual and Family Philanthropy 95.4% of households give to charity.1 The average annual household contribution is $2,9742.1 Americans gave $335.17 billion in 2013. This reflects a 4.4% increase from 2011.2 Corporate giving held steady in 2013 at $16.76 billion.2 Foundation giving increased in 2013 to $50.28 billion–a 5.7% increase from 2011.4 In […]
New Google Project Seeks to “Google” The Human Body
Google Inc. has embarked on what may be its most ambitious and difficult science project ever: a quest inside the human body. Called Baseline Study, the project will collect anonymous genetic and molecular information from 175 people—and later thousands more—to create what the company hopes will be the fullest picture of what a healthy human […]
Standards are Tighter, Sure. But is It Really That Hard to Get A Mortgage?
It has become a common refrain: “It’s too hard to get a mortgage.” But is it true? An analysis from economists at Goldman Sachs GS -0.32% tries to shed some light on the question by measuring credit availability along several different dimensions, including common underwriting measures such as credit scores and loan-to-value ratios. The analysis also […]
Three things I learned at Goldman Sachs that helped me launch my own company – Quartz
Here are some other lessons Twine has learned in transitioning from the corporate world to launching her own business: Start early Most days, Twine is up and working at her home-office by 5:30am. “I wake up early and get started before everyone else,” before emails and calls start coming in, she says. “That gives me three and a […]
