Why Taking Early Social Security Benefits May Work For You – WSJ
According to conventional wisdom, everyone should strive to defer their Social Security benefits for as long as possible. And for most investors–those who will rely on Social Security to meet their monthly needs in retirement–continuing work until 70 and letting those benefits grow, is the right decision. For clients who have done very well building […]
Credit scores might soon reflect rent payments | The Columbus Dispatch
Two of the national bureaus — Experian and TransUnion — have begun incorporating verified rental-payment data into credit files where it can be included in the computation of consumers’ scores when they apply for a mortgage. via Credit scores might soon reflect rent payments | The Columbus Dispatch.
What Does a Real Estate Agent Actually Do? | Credit.com
Nearly 90% of all homebuyers use the services of a property expert for help. To get through this exciting yet potentially stressful process of homebuying, it is important to evaluate if you need a real estate agent and what type of agent to use. While the Internet is a great place to begin preliminary research, […]
Credit-Card Lenders Pursue Riskier Borrowers
Lenders are courting risky credit-card borrowers more aggressively than they have since the financial crisis in a bid to jolt revenue in a period of sluggish growth and tight regulation. Banks and other lenders issued 3.7 million credit cards to so-called subprime borrowers during the first quarter, a 39% jump from a […]
Fewer head for college–which might be a good thing | Daily Ticker – Yahoo Finance
But fewer people might be going to college for the right reasons: There are better opportunities elsewhere. “When the economy stinks, people often try to hide in a classroom,” says economist Ryan Sweet of Moody’s Analytics. “The number of job openings now is higher than in recent memory. So the decline in college enrollment is […]
Seattle Housing Up 18% – Spokane Soon to Follow?
House prices grew by 10.8% between April 2013 and 2014, according to the S&P/Case-Shiller 20-City Composite Home Price Index, which was less than the 12-month growth rate of 12.4% seen in March. Similarly, the Federal Housing Finance Agency’s Purchase-Only Index rose 6.0% compared to 6.4% in March. On a seasonally-adjusted monthly basis the 20-City Composite […]
Do Your Family Members Have Your Logins? Estate planning and your digital footprint
Many older Americans aren’t aware of the full extent of their digital footprint. Having all appropriate information in one place isn’t only important to your proper digital management, but is extremely important for your family and your estate after you’re gone or incapacitated. Everyone needs to do the following: List all of your accounts, logins, […]
New Ruling: Debt Collectors Could Be Fined $1,500 Every Time They Call
June 18, 2014 by Gerri Detweiler Consumers who don’t want to be contacted by debt collectors on their cellphones may have a powerful new ruling on their side. It may not only help them stop these calls, but it may increase the chances that they can collect damages of $500 to $1,500 per call. In a recent […]