Robert R. Rowley PS

Attorney at Law


Author: Robert R. Rowley PS

Online reviews: quick, free ways to find them and how best to respond to negative feedback

Online reviews: quick, free ways to find them and how best to respond to negative feedback

What’s the first thing you do when you are looking for a new restaurant, a hotel or a recommendation for a business? You may ask a friend or family member for a recommendation, but most likely you go to “Google” to search, or visit a website such as Yelp, Google Places or CitySearch to look […]

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If You Lost Your House in Foreclosure You Can Obtain a New FHA Loan Twleve Months After the Foreclosure or Short Sale

If You Lost Your House in Foreclosure You Can Obtain a New FHA Loan Twleve Months After the Foreclosure or Short Sale

A consumer who sold his or her home in a short sale or lost it in a foreclosure would normally have to wait 36 months to purchase a primary residence again with an FHA fixed-rate mortgage. However, the FHA Back to Work Program allows a buyer to purchase a primary home just 12 months after a […]

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Harvard Woman Figured Out How To 3D Print Makeup From Any Home Computer, And The Demo Is Mindblowing

Harvard Woman Figured Out How To 3D Print Makeup From Any Home Computer, And The Demo Is Mindblowing

TECHMore: Mink Grace Choi TechCrunch Disrupt ALYSON SHONTELL MAY 6, 2014, 12:50 PM 735,947 Grace Choi Grace Choi   GraceChoi was at Harvard Business School when she decided to disrupt the beauty industry. She did a little research and realized that beauty brands create and then majorly mark up their products by mixing lots of colors.  “The makeup […]

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I can never remember all of my passwords (it would never be old age…..) I personally like and use LastPass

I can never remember all of my passwords (it would never be old age…..) I personally like and use LastPass

Password Managers Reviewed: Dashlane, 1Password, LastPass and PasswordBox – WSJ.com There’s a war raging between hackers and companies, and you’re caught in the crossfire. Every time a company gets hacked, you have to change your password. And don’t you dare reuse it somewhere else. Dreaming up a different password for every site and service is […]

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Self-Employed? Here Are 5 Tips for Retirement Planning

Self-Employed? Here Are 5 Tips for Retirement Planning

ERIKA RAWES | MORE ARTICLES MAY 06, 2014 A report by Career Builder found that there are around 10 million self-employed jobs in the U.S. Of those who are self-employed, 30 percent of them are at least 55 years of age, approaching time for retirement. In addition to having heavy tax burdens, self-employed people are generally more likely to […]

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Insurance Coverage for Summer Storm Damage-Kiplinger

Insurance Coverage for Summer Storm Damage-Kiplinger

Insurance Coverage for Summer Storm Damage “If my home is damaged by a summer storm, will my insurance cover repairs?” By Sandra Block, From Kiplinger’s Personal Finance, June 2014 Where water-related damage is concerned, the answer depends on whether the water came from above or below. In general, if the damage was caused by wind-driven […]

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Reverse Mortgages—Avoid a Reversal of Fortune – Yahoo Finance

Reverse Mortgages—Avoid a Reversal of Fortune – Yahoo Finance

If you are in your sixties, and own your home, you have likely heard about reverse mortgages—or will soon. Reverse mortgages can be helpful to homeowners who want to stay in their homes but are having trouble keeping up with their mortgage payments, or who have no other source of funds to pay bills or […]

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Early 401(k) withdrawal replaces homes as American piggy bank – Yahoo Finance

Early 401(k) withdrawal replaces homes as American piggy bank – Yahoo Finance

The median size of a 401(k) is $24,400 as of March 31, with people older than 55 having $65,300, according to Fidelity Investments. Those funds can disappear quickly in retirement, and the early withdrawals indicate that the coming retirement crisis could be even more acute than expected. ‘Most Vulnerable’ “They get hit with the penalty […]

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Even after the crash, Americans still love real estate best | Breakout – Yahoo Finance

Even after the crash, Americans still love real estate best | Breakout – Yahoo Finance

Five years after a real estate bubble popped in epic fashion, it seems Americans are looking to get back in the trade. According to a recent Gallup poll, 30% of us say real estate is the best long-term investment. Gold and stocks were ranked as the second most popular investments at 24%. via Even after […]

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Media Usage By Age – Business Insider

Media Usage By Age – Business Insider

The shift to digital that has demolished some print publications is very much generational. And, from a generational perspective, this shift is only just beginning. Media consumers in their 40s, 50s, 60s, and 70s grew up reading newspapers and magazines. Old habits die hard. Many of these consumers will never be as comfortable with digital […]

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