Robert R. Rowley PS

It’s National Small Business Week. Hooray! Small businesses are the backbone of this country. They create jobs, come up with new ways of doing old things, and help keep money in the local community. Without small businesses, we’d be in a bigger economic mess. Among those of us with small businesses, there’s confusion between the […]

  A person’s capacity to manage a lot of tasks and activities is shaped by genetics and early experience, says Amit Sood, a professor of medicine at Mayo Clinic College of Medicine, Rochester, Minn. Some people inherit a tendency to be more reactive to stress and overload. Those who receive plenty of early nurturing and […]

Shoppers at a handful of Wal-Mart stores in the Toronto area can consult with lawyers whose offices are conveniently on site. The law offices are staffed by Axess Law, which aims to offer fast and affordable legal services to Wal-Mart shoppers, the Toronto Star reports. The newspaper visited a bright-orange Axess office at a Wal-Mart […]

A consumer who sold his or her home in a short sale or lost it in a foreclosure would normally have to wait 36 months to purchase a primary residence again with an FHA fixed-rate mortgage. However, the FHA Back to Work Program allows a buyer to purchase a primary home just 12 months after a […]

ERIKA RAWES | MORE ARTICLES MAY 06, 2014 A report by Career Builder found that there are around 10 million self-employed jobs in the U.S. Of those who are self-employed, 30 percent of them are at least 55 years of age, approaching time for retirement. In addition to having heavy tax burdens, self-employed people are generally more likely to […]

Insurance Coverage for Summer Storm Damage “If my home is damaged by a summer storm, will my insurance cover repairs?” By Sandra Block, From Kiplinger’s Personal Finance, June 2014 Where water-related damage is concerned, the answer depends on whether the water came from above or below. In general, if the damage was caused by wind-driven […]

If you are in your sixties, and own your home, you have likely heard about reverse mortgages—or will soon. Reverse mortgages can be helpful to homeowners who want to stay in their homes but are having trouble keeping up with their mortgage payments, or who have no other source of funds to pay bills or […]

The median size of a 401(k) is $24,400 as of March 31, with people older than 55 having $65,300, according to Fidelity Investments. Those funds can disappear quickly in retirement, and the early withdrawals indicate that the coming retirement crisis could be even more acute than expected. ‘Most Vulnerable’ “They get hit with the penalty […]

Five years after a real estate bubble popped in epic fashion, it seems Americans are looking to get back in the trade. According to a recent Gallup poll, 30% of us say real estate is the best long-term investment. Gold and stocks were ranked as the second most popular investments at 24%. via Even after […]