On-demand workers: ‘We are not robots’ – WSJ
At issue for many is whether the contractors should be considered employees—a debate that has surfaced in recent court decisions as more large employers rely on contract work.Last year, an appeals court ruled that FedEx Corp. incorrectly classified as contractors some delivery-truck drivers who were required to wear FedEx uniforms, drive company vehicles and groom […]
Too Good to Be True? What Are The Warning Signs Of A Investment Fraud
Too Good to Be True? Bernie Madoff became infamous for perpetrating what may be the biggest Ponzi scheme in history — costing unsuspecting investors more than $17.5 billion in principal and $47 billion in phony profits.1 In a classic Ponzi scheme, the person committing the fraud usually pays investors their returns with their own money […]
President Obama Wants Rules That Force Brokers And Financial Advisers To Put Clients’ Interests First : The Two-Way : NPR
President Obama Wants Rules That Force Brokers To Put Clients’ Interests First FEBRUARY 23, 201512:21 PM ET KRISHNADEV CALAMUR President Obama wants to change the way brokers and investment advisers offer financial advice, saying the current system leads to high fees that erode returns on investments. At present, brokers work under the suitability standard. This, […]
Simple, Bedrock Rules on Personal Finance – (Brett Arends) Wall St Journal
Smart money moves aren’t more complicated than you think. They’re simpler. Cut through all the jargon and pontificating and technical stuff, and everything you really need to know about personal finance fits into less than 1,000 words—no more than three to four minutes. Ignore economic and financial forecasts. Their purpose is to keep forecasters employed. […]
How to Live a Happier Financial Life – Wall St Journal)
How to Live a Happier Financial Life For Sunday WSJ Readers, a Few Parting Words of Wisdom Feb. 7, 2015 8:27 p.m. ET It all comes down to this. I wrote for the first edition of The Wall Street Journal Sunday. It seems fitting I should help bring down the curtain. Parting thoughts? With my […]
How to Rebuild Your Credit Without Using Credit Cards | Credit.com
November 21, 2014 by Jason Steele Credit cards can be a polarizing subject. Many Americans love them for their security and convenience, but these very same qualities lead many cardholders into debt. After becoming overextended, cardholders may miss payments and find themselves with ruined credit. So the last thing these people need is to try to rebuild […]
In Washington State When Is A Private Loan Subject To Governmental Oversight?
Investment Loans An investment loan is a loan to a business (company, corporation or LLC) for investment into the business. The loan proceeds are paid directly to the business. However, loans described as “investment loans” are not necessarily exempt from the Consumer Loan Act (CLA) or Mortgage Brokers Practices Act (MBPA). The determining factor is […]
THE LEGACY CONVERSATION
THE LEGACY CONVERSATION by Bill High Psalm 78: The psalm is the story of generational legacy. God says that one generation should tell the next, who should tell the next, and so forth. The chief musician served under David, Solomon and Rehoboam. He could see and testify to the power of generational impact. He decreed […]
WHY MOST FAMILIES LOSE THEIR WEALTH BY THE THIRD GENERATION
WHY MOST FAMILIES LOSE THEIR WEALTH BY THE THIRD GENERATION by Tim Voorhees The availability of money tends to undermine the pursuit of higher purpose. Andrew Carnegie, the 19th-century steel magnate stated, “The parent who leaves his son enormous wealth generally deadens the talents and energies of the son, and tempts him to lead a […]