When it’s time to remodel or make improvements to your home, you may wonder whether you need a permit. For many projects, having a permit from the city government is crucial because the changes to your home go on record with the city, and it ensures inspectors will check for any red flags.
For example, if you rewire your home incorrectly, there could be exposed wires, potential for short circuiting and electrocution. This could lead to extensive repairs like wiring your home again, which could cost hundreds to thousands of dollars.
Also when you try to sell or refinance your home, buyers and lenders want to know that your remodels comply with building codes, so you need to have proof via the permits from the city.
How do you determine which remodels and renovations require permits? Most contractors will know ahead of time, but it’s good for a homeowner to be aware and avoid fraud or future repairs. The general rule of thumb is that structural, electrical, plumbing or mechanical work will require a permit, but here’s more information:
via Which Home Improvement Projects Require a Permit? – Redfin Real Estate Blog.