Robert R. Rowley PS

Attorney at Law


Category: Economics

Don’t Buy a Home as an Investment (A Contrarian View) – Wall Street Journal

Don’t Buy a Home as an Investment (A Contrarian View) – Wall Street Journal

Don’t Buy a Home as an Investment After Costs, It Typically Doesn’t Yield Much. Think of It as a Place to Live. By JONATHAN CLEMENTS Dec. 27, 2014 8:08 p.m. ET This year, I sold one apartment and bought another. It was a reminder that the words “home” and “investment” don’t belong in the same […]

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When Student-Loan Payments Come Due – WSJ

When Student-Loan Payments Come Due – WSJ

There are steps you can take to minimize the pain of beginning to repay your student loans. Here’s how to get a jump on the process: Know your loans. Staying organized is critical, says Jodi Okun, founder of College Financial Aid Advisors in Seal Beach, Calif. Gather all your loan information in one place, including […]

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Do Financial Experts Make Better Decisions Than the Rest of Us? – (Not) – The Atlantic

Do Financial Experts Make Better Decisions Than the Rest of Us? – (Not) – The Atlantic

By Bourree Lam There are experts, and then there’s everybody else. In finance, experts have studied the subject and follow the markets closely, so you’d expect that they’d be superior at betting on the stock market as well as on other financial matters, right? Well, perhaps not so much. As the psychologist Philip Tetlock—who did […]

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Wealth: A Mistaken Prohibition? – daveramsey.com

Wealth: A Mistaken Prohibition? – daveramsey.com

Wealth is powerful and, therefore, dangerous. It is not for the spiritually immature. In fact, wealth is so powerful that a significant portion of the Bible’s teaching on wealth focuses on the dangers. As we look at some of the warnings and snares, we should learn to take caution—but this does not mean we are […]

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Over the Past 112 Years – Which Occupations Are Most Likely To Be A Homeowner? You Would Be Surprised!

Over the Past 112 Years – Which Occupations Are Most Likely To Be A Homeowner? You Would Be Surprised!

Who’s more likely to own a home — those in jobs that pay more, right? A new study by Ancestry.com Inc. suggests the answer is more complex. Roughly 90% of optometrists in the U.S. owned a home in 2012, according to the family-tree website, which analyzed census data going back to 1900. So did 87% […]

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Doubled-up homes aren’t just for couch-surfing adult kids (and reluctant parents) anymore – Capitol Report – MarketWatch

Doubled-up homes aren’t just for couch-surfing adult kids (and reluctant parents) anymore – Capitol Report – MarketWatch

September 27, 2014, 3:10 PM ET SHARE:MORE EmailPrint With the economy growing in fits and starts, an increase in “doubled-up” homes isn’t just young adults moving into their parents’ basements, according to a recent economic research note. The number of in-laws and nonrelatives added to family households picked up last year, housing economist Thomas Lawler […]

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1993 vs. 2013: How Americans Spend – The Numbers – WSJ

1993 vs. 2013: How Americans Spend – The Numbers – WSJ

Labor Department data released last week paints a full picture of how much Americans earned and what they spent their money on in 2013. Compared to the year before, Americans earned and spent less in general, but spent more on health care and housing. What about 20 years ago? In 1993 on average Americans spent […]

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Alaska Surpassed by North Dakota Oil Production

Alaska Surpassed by North Dakota Oil Production

North Dakota surpassed Alaska two years ago as the nation’s second-largest oil producer, behind Texas. Because its oil output continues to dwindle, Alaska has now dropped to fourth place, after California, according to the U.S. Energy Information Administration. via In U.S. Energy Boom, Alaska Is Unlikely Loser – WSJ.

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What’s the perfect price when selling your home? Nobody knows. List too low and watch your investment slip away. List too high and drive potential buyers away.

What’s the perfect price when selling your home? Nobody knows. List too low and watch your investment slip away. List too high and drive potential buyers away.

Strategies for Setting a Price for Your Home By ALINA DIZIK Aug. 21, 2014 12:10 p.m. ET BLINDED BY LOVE Sellers often overestimate the value of their homes for emotional reasons. Sol Linero To get top dollar for his Portland, Ore., home, Alex Hickman played lowball. He set his asking price below that of comparable […]

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Labor Shortages In China? Stern Warnings About China’s Falling Fertility Rate – Real Time Economics – WSJ

Labor Shortages In China?  Stern Warnings About China’s Falling Fertility Rate – Real Time Economics – WSJ

Reminds me of the old economics adage – ‘demographics is destiny.’  The economic fears about China economically taking over the world are likely overblown.  China having a lower birth rate than France and the US. Rob China’s total population continues to grow, but the nation’s working-age population—those between the ages of 16 and 59—has dropped […]

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