The Great Delay: Student Debt and Homeownership | Eye On Housing
The Great Delay: Student Loan Debt and Homeownership BY JOSH MILLER on SEPTEMBER 10, 2014 • (1) A record number of millennials, individuals aged 18 to 34 years, are delaying household formation. This Great Delay, instead of the forbearance of impending doom, may actually be a sign of prudent economic decision making from a generation […]
Quiznos, Cold Stone Creamery, Planet Beach – Franchises With Above Average Failure Rate
Quiznos, Cold Stone Creamery, Planet Beach Franchising and Huntington Learning Centers Inc. ranked among the 10 worst franchise brands in terms of Small Business Administration loan defaults. Franchisees of the 10 brands in the ranking defaulted at more than double the rate for SBA borrowers who invested in all other chains, according to a Wall […]
8 Slow, Difficult Steps to Become a Millionaire | Entrepreneur.com
Money of course isn’t everything. Not by a long shot. Where your definition of success is concerned, money may rank far down the list. Everyone’s definition of “success” is different. Here’s mine: “Success is making those that believed in you look brilliant.” For me, money doesn’t matter all that much, but I’ll confess, it did […]
Why More Renters Aren’t Buying (Hint: Weak Incomes, Savings) – Real Time Economics – WSJ
A new survey says that younger workers and other renters aren’t turning away from homeownership because they lack the desire to own homes. Instead, they’re staying on the sidelines because they lack the capacity to purchase. The analysis from the New York Federal Reserve Bank comes via their survey of consumer expectations in February. It […]
A Look at Income Equality/Inequality, Hour by Hour – Wall St. Journal
A new study by the Economic Policy Institute, a left-leaning think tank, breaks down Labor Department data on hourly earnings to show income disparity even at the level of hourly wages. Someone earning $8.38 an hour is in the 10th percentile, meaning they earn more than 10% of workers, but less than 90%. At the 50th […]
Looking For Money For Your Business? With Alternative Lenders, Flexibility and Speed Come at a Cost – WSJ
Over the past few years, conventional banks have tightened their standards and left more small firms out in the cold. Sometimes the borrowers’ personal credit history is less than stellar, or they’re looking for deals that are too small for most banks to consider. Enter alternative lenders—a booming group of online firms aimed at small […]
For Email Newsletters, a Death Greatly Exaggerated – NYTimes.com
Email newsletters, an old-school artifact of the web that was supposed to die along with dial-up connections, are not only still around, but very much on the march. In addition to the long-running morning must-haves like Mike Allen’s political tip sheet Playbook, other topics and approaches are gaining momentum across publishing. Quartz, Atlantic Media’s smart […]
Average Annual Wage in Four Largest Employing Sectors
Why is this important? Average annual wage by sector gives insight into the health of Spokane County’s economy. Wages and salaries form the largest component of personal income, one of the two fundamental measures of the size of a state economy. Economists typically tie private sector wage growth to labor productivity growth. Wages vary by […]
8 Money Mistakes to Avoid on Your Way to Being Wealthy | Entrepreneur.com
There is a difference between being rich and having wealth. Wealth is the abundance of something in such surplus that no conditions can destroy it. Making a lot of money is one thing, getting rich another. Creating wealth, well, that’s what very few people ever learn. You have heard the expression “get rich quick,” but you will […]
Social Media Explained – Pretty Much Sums It Up….
https://twitter.com/JBearne/status/424255520493813761/photo/1